IOUch

Laziness + booze + smoking + gambling = debt
For now, I suppose, I'm lucky that I'm only a few thousand down in this world. I don't use credit cards or write many checks. I haven't used a pawn shop or payday loan place in over a decade.
I wonder how many people are in debt past their asses and up to their ears, with interest and late fees, with habits, with vices, with porno, with jesus, with pool. oh my